Comparison of Bank Health Levels Between BNI and BCA reviewing from Profitable Factors for The 2017-2021 Period

Authors

  • Mayrisa Styaningrum Maria Politeknik Negeri Semarang
  • Ida Savitri Kusmargiani Politeknik Negeri Semarang
  • Septian Yudha Kusuma Politeknik Negeri Semarang

Keywords:

Penilaian Rentabilitas, BNI, BCA

Abstract

This study aims to analyze the assessment and find out the comparison between the health levels of
BNI and BCA in terms of profitability. The type of research in this study is comparative descriptive
research with quantitative and qualitative approaches. The sources of data in this study are
secondary data obtained through the financial statements of BNI and BCA. The research method
used is based on the assessment of the profitability factor in accordance with the Circular Letter of
the Financial Services Authority Number 14/SEOJK.03/2017 concerning the Health Assessment of
Commercial Banks, which consists of an assessment of the bank's performance in generating profits
(profitability), sources that support profitability, stability ( sustainability) components that support
profitability, as well as profitability management. Hypothesis testing using the Mann Whitney U-Test
SPSS 25. The results of the profitability assessment at BNI and BCA during the 2017–2021 period
showed very adequate results. Then the results of the comparison of health levels show that there is
a significant difference between BNI and BCA, with the result that BCA has a higher value than BNI

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Published

2022-06-02

How to Cite

Maria, M. S., Savitri Kusmargiani, I., & Yudha Kusuma, S. (2022). Comparison of Bank Health Levels Between BNI and BCA reviewing from Profitable Factors for The 2017-2021 Period. IJBEM : Indonesian Journal of Business Economics and Management, 1(2), 27-34. Retrieved from https://journal.irpi.or.id/index.php/ijbem/article/view/386

Issue

Vol. 1 No. 2 (2022): IJBEM Juni 2021

Section

Articles

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