Khoiri MA, Kotjoprayudi RB, Eskaluspita AY. Analisis Cluster Terhadap Pengelompokan Preferensi Pengguna Pembayaran Digital dan Dampaknya Terhadap Inklusi Keuangan Mahasiswa Telkom University: Cluster Analysis of The Clustering of Digital Payment User Preferences and Its Impact on Financial Inclusion of Telkom University Student. MALCOM [Internet]. 2025Jul.31 [cited 2025Aug.29];5(3):1095-106. Available from: https://journal.irpi.or.id/index.php/malcom/article/view/2171